Terms and Conditions

1. Contractual Agreement

This Terms and Conditions document represents a legally binding agreement between the user ("you") and Sankari Labh ("the Platform"). By installing the application, accessing its features, or utilizing our financial tracking utilities, you acknowledge that you have reviewed, understood, and consented to these terms in their entirety. The license to utilize this software is exclusively granted for use within the territory of India. Should you disagree with any provision herein, you must immediately cease all use of the Services.

2. User Qualifications

• Legal Capacity: Access to Sankari Labh is restricted to individuals who possess the legal capacity to enter into binding contracts as defined by the Indian Contract Act, 1872.
• Age Requirement: You must be at least 18 years of age to establish an account.
• Information Accuracy: You are obligated to provide truthful and current details during the registration process. The use of deceptive information or the impersonation of another entity is strictly forbidden and constitutes a breach of this contract.

3. Account Integrity & Security

• Confidentiality: You maintain exclusive responsibility for the secrecy of your login credentials, including passwords and verification codes.
• Attribution: Any activity conducted through your account will be legally deemed as your own action.
• Security Reporting: In the event of a suspected security breach or unauthorized access, you must notify our support team at business@sankarilabh.com without delay. Sankari Labh shall not be held liable for any losses arising from your failure to secure your account details.

4. Usage Rights & Prohibitions

• Permitted Use: We grant you a limited, revocable, and non-transferable license to use the App for personal, non-commercial financial record-keeping.
• Behavioral Restrictions: You are prohibited from reverse-engineering the software, employing automated tools to scrape data, or utilizing the App's resources for unauthorized commercial purposes.

5. Scope of Service & Disclaimers

• No Financial Advice: Sankari Labh operates solely as a digital bookkeeping and informational tool. We are not a banking institution, licensed lender, or financial advisor.
• No Credit Guarantees: Any financial product information or guides provided are for reference only. We do not facilitate loans or guarantee the approval of any third-party credit applications. You assume all risks associated with any financial engagements you enter into with external parties.

6. Data Privacy

Your personal and financial data is processed in strict accordance with our Privacy Policy, which is designed to comply with the Digital Personal Data Protection Act (DPDPA). To review our data protection protocols, visit: https://www.sankarilabh.com/privacy-policy.

7. Service Management & Termination

• Uptime: While we aim for continuous availability, we do not guarantee that the service will be error-free or uninterrupted. We reserve the right to perform maintenance or upgrades at our discretion.
• Access Revocation: We maintain the right to suspend or terminate your account immediately if we detect fraudulent activity, system interference, or any violation of this agreement.

8. Support & Queries

For any legal concerns or general inquiries, please reach out to us via: