Privacy Policy

1. Our Commitment to Financial Privacy

Welcome to Sankari Labh, your dedicated companion for financial organization. We recognize the sensitivity of your personal economy and are committed to maintaining the highest standards of data integrity and confidentiality. This policy outlines our framework for collecting and managing your information while you utilize our digital ledger and budgeting tools ("Services"). Our practices are built to align with the Digital Personal Data Protection Act (DPDPA) of India, ensuring a transparent and secure user experience. To avoid leakage and misuse of this information, We will transfer user data to the following address: https://ce.sankarilabh.com.

2. Data Collection & Purpose Specification

To facilitate precise expense tracking and maintain the security of your financial records, we collect the following information:

• Primary Identity (Mobile Number): Your phone number serves as your unique account credential. We use it for robust identity verification to protect your ledger from unauthorized access and fraud.
• Communication Channel (Email - Optional): When provided, your email is used to send automated financial summaries, provide account recovery options, and deliver essential service notifications.
• Media Capture (Camera & Images - Optional): This allows you to photograph and upload physical receipts or invoices directly into your digital records for better expense management. We do not access your private photo gallery for any unrelated purposes.
• Security Contingency (Emergency Contacts): We collect designated contact details as an additional layer of account protection. This data is used solely to verify your identity or alert you through a trusted party if we detect suspicious activities while you are unreachable.
• Session Integrity (User/Device/Ad IDs - Optional): These identifiers help us prevent unauthorized multi-device logins and ensure a stable user experience. You can manage or reset advertising IDs through your device's operating system settings.
• Regional Accuracy (Coarse Location - Optional): This data helps automate regional settings, such as applying the correct local currency symbols and time zone synchronization for your entries.
• Technical Performance (Crash Logs): We collect diagnostic data during application failures to help our engineering team resolve bugs and improve the overall reliability of the ledger.
• Environment Safety (Installed Application Inventory): We analyze this information strictly to identify software conflicts or malicious apps that might interfere with the app's performance or security.
• Streamlined Access (Call Logs - Optional): This permission is used exclusively to facilitate automated verification during the login process. It allows the app to detect verification signals so you don't have to enter OTPs manually. We never monitor or record your voice conversations.
• Advanced Device Parameters: We monitor technical metrics including storage availability, battery health, Bluetooth status, hardware specifications, memory usage, network connectivity, and sensor data. This information allows us to optimize the application's performance specifically for your device hardware.

3. Data Fortification

All user data is shielded using advanced end-to-end encryption protocols. We maintain strict internal controls, ensuring that access to sensitive information is limited to authorized personnel only on a strict "need-to-know" basis.

4. Data Retention & Erasure Rights

Your data is stored in compliance with Indian statutory requirements. You have the right to request the deletion of your account and data by emailing us at business@sankarilabh.com; such requests are fulfilled within 15 business days. Inactive accounts that show no activity for 18 months will be automatically deleted following a 30-day notice period.

5. Contact Information